Andrew Hoag is CEO and founder of Teampay, a leading distributed spend management platform. He has founded four companies, including urbantag in 2011, which tackled the trillion-dollar online-to-offline commerce market and exited in October 2012. In addition to these entrepreneurial and leadership roles, he has served as an angel investor and advisor to many other companies, helping them to raise venture capital and design product strategy. Prior to that, he held management roles in customer engineering, product management, internationalization, business development and marketing at VeriSign, and, before that, he connected and built supercomputers for NASA.